A knee MRI costs $375. Most hospitals charge $2,800.

Most ACA users never hit their deductible. You're paying for coverage you don’t use.

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Result for

Updated April 2026

Fair price

Typical high

The same analysis a billing consultant charges $200+ for.

3–10x

price gap between hospital and standalone facility for the same procedure

30%

of U.S. healthcare spending goes to services patients may not need

73%

of Americans say insurance delays or denials are a major problem

CMS Hospital Price Transparency • KFF Health Tracking Poll • Choosing Wisely / ABIM Foundation